Designed for rental property investors
A DSCR loan may be a fit when the property’s income supports the loan payment and the borrower wants a business-purpose rental loan without relying on traditional personal income documentation.
- Single-family rentals, small multifamily, and eligible investment properties
- Purchase, rate-term refinance, or cash-out refinance scenarios
- Qualification centered on rental income and property performance
- Options for LLC borrowers and experienced investors
What to send
- Property address
- Purchase price or estimated value
- Current or market rent
- Requested loan amount
- Insurance, taxes, and HOA information if available
When DSCR financing can help
Buy rentals faster
Move on income-producing properties with financing built for investors.
Refinance existing rentals
Evaluate long-term debt or cash-out options for completed rental properties.
Scale a portfolio
Use property-level economics to support growth without traditional W-2 underwriting.
Simplify documentation
Focus the conversation on the asset, lease income, and payment coverage.